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3, 5 and 10 lakh interior design in Bangalore: what each budget buys, room by room.

₹10 lakh buys a typical 2BHK or a lean but complete 3BHK in Bengaluru. A complete home starts at about ₹5.5 lakh for a lean 2BHK and ₹8 lakh for a lean 3BHK. Below that, you are doing part of the home. ₹3 lakh buys a typical laminate kitchen and one wardrobe. ₹5 lakh buys the kitchen, the wardrobes and paint in a 2BHK.

01 · At a glance

What 1, 2, 3, 5 and 10 lakh buys in a Bangalore flat

Every figure here is the build: carpentry, finishes, painting, ceilings and electrical work. Appliances, curtains, the design fee and GST come on top. A 2BHK here is 650 to 950 sq ft of carpet area and a 3BHK is 1,000 to 1,400 sq ft.

Budget2BHK, 650 to 950 sq ft3BHK, 1,000 to 1,400 sq ft
₹1 lakhOne job: a small straight kitchen, one wardrobe with a loft, or paint for the whole flat.One job, as in a 2BHK. Paint for the whole flat costs ₹80,000 to 1.2 lakh.
₹2 lakhA small L-shaped kitchen, or two wardrobes with lofts.A small L-shaped kitchen, or two of the three wardrobes.
₹3 lakhA laminate kitchen and the main bedroom wardrobe.A laminate kitchen and the main bedroom wardrobe. The other two wait.
₹5 lakhThe kitchen, both wardrobes and paint. Close to a finished home.The kitchen and three wardrobes. The painting waits.
₹10 lakhA typical 2BHK, with ceilings in the living room and a bedroom, a TV unit and some loose furniture.A lean but complete 3BHK, with a false ceiling in the living room only.
02 · 1 and 2 lakh

Interiors for 1 or 2 lakh: one or two jobs done well

At ₹1 or 2 lakh, pick the room that bothers you most and do it properly. Spreading a lakh across the whole flat gets you a little of everything and nothing finished.

What ₹1 lakh buys, one line at a time
Straight laminate kitchen, 8 to 9 ft, base and wall units₹60,000 to 1 lakh
One laminate wardrobe, 7x8 ft, with a loft₹75,000 to 1 lakh
Painting a 2BHK, standard emulsion₹50,000 to 75,000
Gypsum ceiling over a 12x20 living and dining room₹25,000 to 50,000

Typical Bengaluru rates, mid-2026.

What ₹2 lakh buys, one line at a time
Small L-shaped laminate kitchen, no tall unit₹1.1 to 2 lakh
Two laminate wardrobes, 7x8 ft, with lofts₹1.5 to 2 lakh
Painting a 3BHK, standard emulsion₹80,000 to 1.2 lakh

Typical Bengaluru rates, mid-2026.


03 · 3 lakh

Interiors for 3 lakh: the kitchen and one wardrobe

₹3 lakh doesn't cover a whole home, in a 2BHK or a 3BHK. It covers the two pieces you use every day and that cost the most to redo. The rest of the flat can follow in a second stage.

₹3 lakh, 2BHK or 3BHK
L-shaped kitchen, laminate shutters, Ebco hardware₹1.8 to 2 lakh
Main bedroom wardrobe, laminate, 7x8 ft, with a loft₹75,000 to 1 lakh
Total₹2.5 to 3 lakh

Typical Bengaluru rates, mid-2026.

What waits at ₹3 lakh
The other wardrobesThe second bedroom in a 2BHK, two more in a 3BHK. Freestanding steel or old wardrobes can do for a year.
Painting and ceilingsBuilder paint stays for now. Paint before the next stage of carpentry, so the walls are only disturbed once.
TV, shoe rack, crockeryEvery unit outside the kitchen and the main bedroom.
04 · 5 lakh

5 lakh interior design for a 2BHK, and what it does in a 3BHK

₹5 lakh sits just under a lean 2BHK, which starts at about ₹5.5 lakh because it also covers the wiring and a ceiling in the living room. So in a 2BHK, ₹5 lakh gets close to a finished home. In a 3BHK it gets the storage done and leaves the rest for later.

₹5 lakh in a 2BHK
L-shaped kitchen, laminate, Ebco or Hettich hardware₹1.8 to 2.2 lakh
Two laminate wardrobes, 7x8 ft, with lofts₹1.5 to 2 lakh
Painting the whole flat, standard emulsion₹50,000 to 75,000
Total₹4 to 5 lakh

Typical Bengaluru rates, mid-2026.

₹5 lakh in a 3BHK
L-shaped kitchen, laminate, Ebco hardware₹1.8 to 2 lakh
Three laminate wardrobes, 7x8 ft, with lofts₹2.25 to 3 lakh
Total₹4 to 5 lakh

Typical Bengaluru rates, mid-2026.


If the 2BHK comes in at the lower end, the money left over goes on a gypsum ceiling in the living room, at ₹25,000 to 50,000. The TV unit, the shoe rack and most of the electrical changes wait. In a 3BHK, painting would add another ₹80,000 to 1.2 lakh, so it usually becomes the first job of the next stage. Two savings help at this budget: laminate on every shutter (we compare it in laminate vs acrylic), and sealed HDHMR for the kitchen boxes, which saves about ₹50,000 on an L-shaped kitchen over BWP plywood. How to choose between them is in HDHMR vs plywood.

05 · 10 lakh

10 lakh interior design: a typical 2BHK or a lean 3BHK

₹10 lakh is the first budget that finishes a whole home of either size. A typical 2BHK costs ₹8 to 11.5 lakh and a lean 3BHK ₹8 to 11 lakh. The same money goes further in the smaller flat.

₹10 lakh in a 2BHK, a typical build
IncludedA laminate kitchen with better hardware, both wardrobes with lofts, false ceilings in the living room and bedroom, a TV unit, a shoe rack, painting, electrical work and some loose furniture.
Left outAcrylic, PU or veneer, a quartz countertop, appliances and curtains.
₹10 lakh in a 3BHK, a lean build
IncludedA laminate kitchen, laminate wardrobes with lofts in all three bedrooms, a false ceiling in the living room only, painting, the wiring you need, and simple TV, crockery and shoe units.
Left outCeilings in the bedrooms, acrylic, PU or veneer, loose furniture, appliances and curtains.

An 800 sq ft 2BHK at the bottom of the typical rate, ₹1,200 per sq ft of carpet area, costs ₹9.6 lakh. A 1,200 sq ft 3BHK at the bottom of the lean rate, ₹800, costs the same. So ₹10 lakh works for both, but only with every choice made carefully. The next section shows the 3BHK line by line.

06 · A 3BHK at 10 lakh

3BHK interiors under 10 lakhs in Bangalore, room by room

Take a 1,200 sq ft 3BHK in Whitefield or Sarjapur: a living and dining room, a kitchen with a utility, three bedrooms and two bathrooms. Here is a lean build that comes to ₹10 lakh.

A lean 1,200 sq ft 3BHK, room by room
Kitchen, L-shaped with a utility run, laminate, sealed HDHMR boxes, granite top₹3 lakh
Main bedroom wardrobe, laminate, 8x7 ft, with a loft₹85,000
Two bedroom wardrobes, laminate, 6x7 ft, with lofts₹1.25 lakh
Painting, about 3,600 sq ft of wall, standard emulsion₹1 lakh
Gypsum ceiling in the living and dining room, 10 lights₹35,000
Electrical: new points, switches and light fittings₹80,000
TV unit, laminate₹45,000
Crockery unit by the dining table₹45,000
Shoe rack and pooja unit₹50,000
Vanity units in two bathrooms₹45,000
Study desk and shelf in the third bedroom₹40,000
Kept aside for surprises on site, about 5%₹50,000
Total, before the design fee and GST₹10 lakh

Typical Bengaluru rates, mid-2026.


To bring it down further, drop the study desk, keep the builder's light fittings in the bedrooms and use a straight shoe rack without the pooja unit. That saves about ₹1 lakh. To move it up towards a typical build, the next lakh usually goes on ceilings in the bedrooms, at ₹12,000 to 30,000 a room (worked out in false ceiling cost in Bangalore), and on a veneer front for the main wardrobe (laminate vs veneer compares the two).

studio master bedroom · the wardrobe run in Merino White Beech laminatestudio master bedroom · the wardrobe run in Merino White Beech laminate
07 · Kitchens

A kitchen under 1 lakh, and a modular kitchen under 2 lakh

A laminate kitchen costs about ₹1,200 to 2,200 per sq ft of cabinet front, so the size of the kitchen sets the budget more than anything else. Under ₹1 lakh means a straight kitchen. Under ₹2 lakh means a small L.

Kitchen cost by size and finish
Straight kitchen, 8 to 9 ft, laminate, about 45 sq ft of front₹60,000 to 1 lakh
Small L-shaped kitchen, laminate, no tall unit₹1.1 to 2 lakh
L-shaped kitchen, laminate₹1.8 to 3.5 lakh
The same kitchen, acrylic shutters₹2.4 to 4.2 lakh
The same kitchen, PU shutters₹3.3 to 5.6 lakh

Typical Bengaluru rates, mid-2026. Hob, chimney and appliances extra.


  • Hardware. Ebco soft-close hinges, channels and drawer systems do the job. On a lean kitchen, use channels for most drawers and keep one drawer system for the cutlery.
  • Boxes. Sealed HDHMR for the dry runs and wall units costs less than BWP plywood. Keep BWP, or HDHMR sealed on every face and edge, at the sink.
  • Shutters. Laminate takes the most knocks and costs the least. Tall units and lofts match the rest of the kitchen, and the insides of the cabinets can be plain laminate.

We set out how the box, shutters and countertop are chosen together on kitchen interior design in Bangalore.

08 · A normal budget

What is a normal budget for interior design?

For a mid-market flat in Bengaluru, a lean but complete build costs ₹800 to 1,100 per sq ft of carpet area and a typical one ₹1,200 to 1,600. Homes with veneer, acrylic or PU throughout, a quartz or stone countertop and more furniture made to order cost ₹1,600 to 2,500 or more. Multiply your carpet area by the band you want, or work it the other way: divide your budget by your carpet area. ₹10 lakh over 1,000 sq ft is ₹1,000 per sq ft, a lean build. ₹10 lakh over 700 sq ft is about ₹1,430, a typical one.

If your budget sits below the lean band for your flat, do it in stages and start with the kitchen and the wardrobes. We go through what stays and what goes on a tight budget in budget interior designers in Bangalore.

FAQs

Questions people ask

Can a 3BHK be done in 10 lakh in Bangalore?

Yes, as a lean build in a flat of about 1,000 to 1,400 sq ft of carpet area. That covers a laminate kitchen, laminate wardrobes with lofts, painting, the wiring you need and a false ceiling in the living room. Bedroom ceilings, acrylic or PU finishes and loose furniture usually don't fit. Appliances, curtains, the design fee and GST are on top.

What does 5 lakh get for a 2BHK?

A laminate L-shaped kitchen, laminate wardrobes with lofts in both bedrooms and fresh paint, which comes to about ₹4 to 5 lakh. If it comes in at the lower end, the rest can go on a gypsum ceiling in the living room. A lean but complete 2BHK starts at about ₹5.5 lakh, so at ₹5 lakh the TV unit, the shoe rack and most of the electrical work wait.

Is 10 lakh enough for 2BHK interiors?

Yes. ₹10 lakh covers a typical 2BHK of 650 to 950 sq ft of carpet area: a laminate kitchen with better hardware, both wardrobes with lofts, false ceilings in the living room and a bedroom, a TV unit, painting and electrical work. Appliances, curtains, the design fee and GST are on top.

What is a normal budget for interior design?

In Bengaluru, a lean but complete build costs ₹800 to 1,100 per sq ft of carpet area and a typical one ₹1,200 to 1,600, before the design fee and GST. That puts a lean 2BHK at ₹5.5 to 8 lakh, a typical 2BHK at ₹8 to 11.5 lakh, a lean 3BHK at ₹8 to 11 lakh and a typical 3BHK at ₹12 to 17 lakh.

Is 3 lakh enough for home interiors?

For a whole home, no. ₹3 lakh buys a laminate kitchen and one wardrobe with a loft, in a 2BHK or a 3BHK, at about ₹2.5 to 3 lakh. It works well as a first stage: do the kitchen and the wardrobe you need now, and add the rest as the budget allows.

Can I get a modular kitchen under 2 lakh?

Yes. A small L-shaped kitchen in laminate, with base and wall units and no tall unit, costs about ₹1.1 to 2 lakh. Use Ebco hinges and channels in place of drawer systems, and sealed HDHMR for the dry runs. A full-size L-shaped laminate kitchen costs ₹1.8 to 3.5 lakh.

What should come first on a small budget?

The kitchen and the wardrobes. They usually take half the budget or more, and they are the hardest to redo. Painting comes next. A TV unit, loose furniture and bedroom ceilings can be added later, though a ceiling added later means some dust and a repaint.

How much does an interior designer charge on a 10 lakh budget?

Design-only fees in Bengaluru run from ₹50 to 250 per sq ft. On a 1,000 sq ft flat that is ₹50,000 to 2.5 lakh, on top of the build. Firms that build as well often show the design as free and recover it through a markup of 10 to 20% on materials and work. We break the fees down in interior designer charges per sq ft.

How Tomorrow Homes helps

A small budget, spent once

On ₹5 or 10 lakh, one wardrobe made twice can take the money meant for the TV unit and the paint. We build your whole home at full size before anything is bought, every surface a real product, and you walk through it at the studio in Whitefield. You see whether the laminate kitchen and the plain wardrobes look right together, and a change takes minutes. Your contractor builds from drawings taken from the same home you walked. The fee is ₹100 per sq ft of carpet area, so an 800 sq ft 2BHK is ₹80,000, and it is the same design whether you build for ₹6 lakh or ₹50 lakh. See a finished studio home for the level of detail.

Free, 45 minutes, online on Google Meet or at the studio. Bring your floor plan and your budget, and we'll go through what it buys with you on the call.

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